# February 2026

## [Feb 8, 2026] API supports borrowing for transfers & Trading product information adds launchTime field

API:<br/>

- /api/v3/account/transfer: Added `allowBorrow` parameter to support automatic borrowing through margin when account
  balance is insufficient
- /api/v3/account/sub-transfer: Added `allowBorrow` parameter to support borrowing transfers between main and
  sub-accounts
- /api/v3/market/instruments: Added `launchTime` field in response parameters to indicate the launch time of trading
  pairs

Changes:<br/>

- Transfer endpoints now support automatic margin borrowing when balance is insufficient by setting `allowBorrow` to
  `yes`
- Trading product information now includes launch time (Unix millisecond timestamp) for better tracking of new listings


## [Feb 5, 2026] Unified Account Staking & Lending API is now live.

API:<br/>

- /api/v3/loan/borrow: Query supported collateral currencies
- /api/v3/loan/interest: Query estimated interest and borrowable amount
- /api/v3/loan/borrow: Borrow
- /api/v3/loan/borrow-ongoing: Query current borrowings
- /api/v3/loan/borrow-history: Query borrowing history
- /api/v3/loan/repay: Repay
- /api/v3/loan/repay-history: Query repayment history
- /api/v3/loan/revise-pledge: Adjust collateral ratio
- /api/v3/loan/pledge-rate-history: Query collateral ratio history
- /api/v3/loan/debts: Query assets and liabilities
- /api/v3/loan/reduces: Query liquidation records


## [Feb 5, 2026] Adjustment to the response of institution loan Get Margin Coin Info endpiont

RestAPI : /api/v3/ins-loan/ensure-coins-convert
Adjustment：
When the margin mode is enabled as "Tiered Discount Rate Model", the response of institution loan Get Margin Coin Info
endpiont will add ladder (ladder) and margin coin conversion rate (convertRatio) parameters;


## [Feb 4, 2026] WebSocket sends error message before disconnection during service upgrade

WebSocket:<br/>
Changes：<br/>

- Within 60 seconds before disconnecting during service upgrades, WebSocket will now send an error message (error code:
  30033, error message: "Service upgrade in progress. Connection reset imminent. Please reconnect.") to notify clients
  that the connection will be reset. Clients should reconnect upon receiving this message.