USDC 價格USDC

78 U.S. BANKING GROUPS TARGET CLARITY ACT'S STABLECOIN YIELD RULES The ABA, ICBA + 76 state banking associations sent a joint letter to Senate leaders (July 13) demanding tighter language in Section 404 of the Crypto Clarity Act. What Banks Want: ✅ Ban ALL yield-like rewards on stablecoins ✅ Stablecoins = payment tools ONLY, not savings accounts ✅ Close the "activity-based rewards" loophole Why It Matters: 🔹 Banks fear deposit flight from community banks 🔹 Stablecoin market could grow $300B ➡️ $2T if yield is allowed 🔹 Only 20 Senate working days left before Aug 7 recess 🔹 Passage odds in 2026 down to ~48% (from 74%) Key Point: Banks are NOT against the full bill, the war is over stablecoin yield. Coinbase's ~$1.35B/year USDC rewards revenue hangs in the balance.

Wall Street Banks Launch Tokenized Deposit Network to Challenge Stablecoins Major U.S. banks are joining forces to bring blockchain-based deposits into mainstream finance. * JPMorgan, Bank of America, Citi, Wells Fargo, and HSBC are building a shared tokenized deposit network through The Clearing House. * The blockchain network is expected to launch next year. * It will connect each bank's internal blockchain systems, initially supporting wholesale payments and liquidity management. * The initiative comes as stablecoins like USDT and USDC continue gaining traction in global payments. * Stablecoin transaction volume reached approximately $33 trillion in 2025, with Bloomberg Intelligence projecting payment flows could exceed $50 trillion by 2030. The move highlights how traditional banks are accelerating blockchain adoption as competition from stablecoins reshapes the future of payments and settlement.

BNB Chain Remains the Most Active Blockchain by Monthly Addresses BNB Chain continues to lead the industry in user activity, recording 40.9 million monthly active addresses, according to the latest on-chain data. Current rankings: 🥇 BNB Chain – 40.9M 🥈 Solana – 35.4M 🥉 Tron – 18.9M 4️⃣ Tether – 14.2M 5️⃣ opBNB – 13.9M 6️⃣ Bitcoin – 9.5M 7️⃣ Ethereum – 8.3M 8️⃣ Polygon – 6.0M 9️⃣ Circle – 5.3M 🔟 Base – 5.1M Beyond overall activity, BNB Chain also leads in monthly active stablecoin addresses, reflecting strong adoption across payments, DeFi, and Web3 applications. While active addresses are an important measure of ecosystem growth, the next stage will be converting this expanding user base into greater on-chain liquidity, higher TVL, and increased capital flows.

Binance's Stablecoin Mix Is Changing Fast: $USDC Reserves Have Dropped 40% In Less Than 3 Months. ▶️ $USDC: $7.7B → $4.6B ▶️ $USDT: Still Holding Around $38.5B That Puts USDT At Roughly 8.4x Larger Than USDC On Binance. This Isn't A Stablecoin Liquidity Collapse. It's A Clear Shift In Capital Preference. USDT Continues To Dominate While USDC Falls Back To Late-2025 Levels.

Yo fam, big macro headline just dropped and it's the kind of thing that ripples straight into crypto whether we like it or not. Trump just announced the U.S. is reinstating what's being called the Iranian blockade in the Strait of Hormuz, meaning Iranian ships are blocked from transiting, while everyone else gets access but has to pay a steep price. He's calling the U.S. the "Guardian of the Hormuz Strait" and says a 20 percent toll will be charged on cargo shipped through, to cover security costs. This comes as the ceasefire between the U.S. and Iran has basically fallen apart after weeks of exchanges over control of the waterway. Why should traders care. The Strait of Hormuz handles a massive share of global oil and gas flow, and any disruption there tends to spike oil prices fast, which historically bleeds into risk sentiment across every market, crypto included. We already saw oil jump and equities dip on the news, and that kind of volatility usually pushes traders toward hedges and liquidity plays. This is exactly the environment where majors like $BTC and $ETH tend to see wild swings depending on how risk-off or risk-on the mood turns. Watch how $SOL and $BNB react too since high beta names usually move harder in both directions during geopolitical shocks. Stablecoin demand often ticks up in moments like this as people rotate to safety, so keep an eye on $USDT and $USDC flows. Infra and payment tokens like $XRP and $LINK can also catch volatility since cross border settlement narratives get extra attention whenever global trade routes are threatened. Geopolitical shocks like this are unpredictable, and this situation is still developing, so nothing here is financial advice, just context to help you think clearly instead of panic reacting. I'll be tracking this closely and posting updates as it moves, so follow me if you want to stay ahead of how macro news hits crypto. Do you think this escalates further or cools down within the week? Let me know your take. #CryptoNews #Macro #OilMarket #CryptoTrading