From crypto rewards cards to neobanks with EtherFi, Gnosis and Ready
Quick Take Executives from EtherFi, Gnosis and Ready unpack how cheap L2s, new fiat rails and self-custody are turning high-reward “crypto cards” into full-blown global neobanks.
Episode 49 of The Crypto Beat was recorded with The Block's Tim Copeland, Gnosis Co-Founder Stefan George, EtherFi CEO Mike Silagadze, and Ready Co-Founder Itamar Lesuisse.
Listen below, and subscribe to The Crypto Beat on YouTube , Apple , Spotify , Twitch, or wherever you listen to podcasts. Please send feedback and revision requests to [email protected] .
In episode 49 of the Crypto Beat, Tim Copeland was joined by Gnosis Co-Founder Stefan George, EtherFi CEO Mike Silagadze, and Ready Co-Founder Itamar Lesuisse to break down how cheap L2s, new fiat rails and self-custody are turning high-reward “crypto cards” into full-blown global neobanks that can realistically challenge Revolut, Amex and traditional banks.
OUTLINE
00:00 - Introduction
02:37 - Bridging DeFi to daily spend
03:58 - Why demand is surging
08:17 - Neobank revenue model
13:04 - Cost of issuing cards
15:04 - Regional issuance hurdles
19:00 - New user segments
22:27 - What is a crypto neobank?
26:28 - Fixing crypto UX
32:27 - Cost and global scale edge
37:40 - Power of composability
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
You may also like
Bitcoin Updates Today: SpaceX Chooses Security First in Its Bitcoin Strategy Instead of Selling
- SpaceX transferred $105.4M in Bitcoin to two unmarked wallets on Nov 26, 2025, its first major BTC activity since October. - Analysts attribute the move to internal custody optimization rather than sale prep, aligning with SpaceX's historical consolidation patterns. - The transfer contrasts Tesla's static BTC holdings (11,509 BTC) and highlights divergent crypto strategies between Musk's companies. - Market observers view the move as a signal of institutional Bitcoin sentiment amid broader crypto volatil

Technance’s modular platform accelerates the integration of conventional and Web3 technologies
- Technance launched a modular tech stack for crypto exchanges and Web3 platforms, bridging traditional finance and digital assets. - The Dubai-based infrastructure offers high-performance trading, liquidity aggregation, and blockchain integration. - CEO Haghshenas emphasized modular infrastructure to accelerate development while ensuring institutional-grade security. - Analysts highlight growing demand for scalable solutions as digital asset markets expand and regulations evolve. - Technance's interoperab

Infrastructure-Led Renewal: Harnessing Sustainable Value in Redeveloped Industrial Properties
- Post-industrial towns in the U.S. and Europe are revitalizing through infrastructure-driven real estate redevelopment, transforming abandoned sites into tech hubs and mixed-use spaces. - Strategic projects like Pennsylvania’s tech hubs and Poland’s Zabrze 2030 plan demonstrate how industrial tourism and innovation attract talent, boosting local economies and property values. - U.S. infrastructure investments have driven $13.1T in real estate value growth since 2018, with 7.3% annual job growth in infrast

The ICP Token Jumps 30%: Is This a Turning Point for AI Infrastructure?
- ICP token surged 30% in 2025, driven by Caffeine AI platform launch and strategic partnerships with Microsoft and Google Cloud. - Chain Fusion protocol enhanced cross-chain interoperability, aligning ICP with AI's demand for diverse data sources and decentralized infrastructure growth. - Market trends show AI compute demand reaching $1.81 trillion by 2030, with ICP positioned to address scalability challenges through distributed cloud solutions. - Energy constraints and regulatory risks remain challenges

