XRP News Today: XRP’s Connection with the IMF Ignites Discussion: Game-Changing Liquidity or Potential Overvaluation?

XRP, the cryptocurrency developed by Ripple, has recently captured significant attention after Apex Crypto Insights made a sensational allegation that a portion of its escrowed tokens may be connected to the International Monetary Fund (IMF). This claim, which surfaced on social media on October 30, 2025, has sparked intense discussion across both the crypto sector and traditional finance, as experts rush to evaluate what this could mean for XRP’s price and Ripple’s future direction. Apex, referencing more than 9,000 hours of investigation, asserted that there are longstanding institutional and historical links between Ripple’s escrow mechanism and the IMF, hinting that XRP might be positioned as a bridge asset for a new global liquidity system, according to

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This revelation comes at a time when

is seeing a surge in institutional interest. Ripple’s acquisition of Hidden Road and its rebranding to Ripple Prime have established the company as a leader in international settlements, now enabling institutions to directly access XRP, Ripple USD (RLUSD), and use RLUSD as collateral, as reported by . This development has sped up XRP’s adoption in more than 300,000 forex derivatives markets, and with $26.9 billion in derivatives traded since May 2025, institutional appetite is clearly growing, Coinpedia notes. In parallel, Evernorth—a new institutional treasury entity headed by Ripple co-founder Asheesh Birla—has almost achieved its $1 billion XRP accumulation goal, currently holding 388.7 million XRP valued at $947 million, according to . Evernorth’s approach involves participating as a validator and generating yield through RLUSD, aiming to reinforce XRP’s presence in mainstream finance, as detailed in .

Recent market trends further highlight XRP’s upward trajectory. Over the past year, the token has climbed 355%, outpacing both

and . Messari’s latest figures show a 29% price jump in the last quarter to $2.85, and a total of 14.2 million XRP has been burned since launch, as reported by . Nonetheless, doubts remain. Some critics believe XRP’s $2.50 valuation is overblown, pointing to speculative forecasts and the absence of definitive regulatory guidelines under the Trump administration, as mentioned in . Technical signals, such as a 39.69 RSI and 10,100 open contracts on CME derivatives, indicate a neutral trend but also warn of possible sell-offs by major holders, according to Coinpedia.

If the IMF connection is proven, it could dramatically reshape the narrative around XRP. Apex has drawn parallels between Ripple’s technology and the Bretton Woods Agreement, suggesting that XRP’s architecture fits into a decades-long vision for decentralized global liquidity. Although Ripple’s CTO David Schwartz owns a 1988 patent for distributed ledger technology, the company has not yet addressed these recent allegations publicly.

With growing anticipation for a potential XRP ETF—seven applications in the U.S. are awaiting decisions expected by November 14—the market remains divided. Supporters see Apex’s revelation as a trigger for a major price rally, while skeptics caution about the risk of overvaluation. As Evernorth’s SPAC merger and Ripple’s institutional initiatives gather momentum, XRP’s future may depend on regulatory developments and the resolution of questions surrounding its escrow arrangements.