Why is MUTM's DeFi approach drawing in $18.9 million and 18,000 investors in 2025

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Why is MUTM's DeFi approach drawing in $18.9 million and 18,000 investors in 2025

Bitget-RWA2025/11/22 10:26

By:Bitget-RWA

- Mutuum Finance (MUTM) has raised $18.9M from 18,200 investors via a 250% presale price surge to $0.035 in Phase 6. - Its dual-lending model combines peer-to-contract and peer-to-peer mechanisms to optimize liquidity and capital efficiency. - Phase 6 nearing 99% completion highlights demand for MUTM's automated, intermediary-free lending via Ethereum-based smart contracts. - The project plans Q4 2025 launch of its public lending protocol on Sepolia testnet, emphasizing transparent decentralized ownership.

Mutuum Finance (MUTM), a DeFi platform built on Ethereum, has quickly become a hotspot for those searching for strong growth prospects in 2025. Since its inception, the token price

has soared by 250% since the start of Phase 1

from an initial $0.01 to $0.035 in Phase 6, which is

almost 99% finalized

. To date, the project has

attracted around $18.9 million in funding

from more than 18,200 backers, making it one of the most closely watched decentralized finance (DeFi) launches this year.

The platform stands out for its dual lending system,

integrating both peer-to-contract and peer-to-peer models

, which is praised for enhancing both liquidity and capital utilization. Mutuum automates lending and borrowing via smart contracts, removing the need for middlemen while enforcing strict risk controls. These safeguards include adaptive interest rates based on usage, mandatory overcollateralization, and set liquidation points to ensure stability

according to industry reports

Why is MUTM's DeFi approach drawing in $18.9 million and 18,000 investors in 2025 image 0

The current status of Phase 6

– now over 99% subscribed – highlights the surging interest in MUTM’s utility-focused model. The set allocation format

set allocation format

has added to the urgency, with early participants already seeing notable gains. With 800 million tokens already distributed and 45.5% of the total 4 billion supply previously allocated,

the project prioritizes openness

and community-driven governance.

Looking forward

, Mutuum Finance has announced that its first public lending protocol will go live on the Sepolia testnet in Q4 2025. This launch represents a shift from development to real-world operation, with the team stressing

a transparent development plan

for audits and major feature releases. The platform’s daily leaderboard, which rewards the top contributors with $500 in MUTM every 24 hours,

boosts community involvement

as the number of holders surpasses 18,000.

Experts point to MUTM’s promise

as a new-generation DeFi token, citing its advanced risk controls and scalable design. The emphasis on liquidity-based interest rates and asset-specific rules fits with the industry’s shift toward more user-friendly financial solutions

as highlighted in market research

. Still, as with any cryptocurrency, significant volatility and risks are present.

It is recommended that investors

thoroughly research and only invest what they are prepared to lose.

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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