BlockDAG has been raising funds for nearly two years. Digitap ($TAP) has already shipped its global money app. Product momentum is everything in 2026, and that’s why BlockDAG holders are moving towards Digitap.
Investors don’t want bloated infrastructure projects like another layer 1 in January this year. The focus is on applications and utility. Banking is becoming the obvious trade in 2026. As stablecoin supply continues to move vertically, the projects that turn crypto rails into financial products that regular people use are shaping up to be the best cryptos to buy now.
Digitap has raised more than $4.6 million and has a tiny valuation relative to its target market. On the other hand, BlockDAG has raised nearly $450 million, and the real question is who is left to buy this bloated layer 1?
Here’s why BDAG holders are turning to $TAP this year and how Digitap could disrupt global finance forever.
BlockDAG ($BDAG): The World’s Longest Crypto Fundraising?
BlockDAG has been promising to build a layer 1 that will run using a Directed Acyclic Graph for nearly two years now. Theoretically, it will be capable of parallel processing and run faster than the current cohort of layer 1s. That was true when this project began, but newer and faster chains such as Monad have been built, marketed, and launched.
There is no right amount of time for a fundraising period to run. But with BlockDAG’s raise starting in March 2024, investors have to ask if it is ever going to launch. So much has changed in the market since the raise started, and many BDAG holders are sick of waiting.
Most expect a massive sell-off if BDAG ever lists, as investors try to recover capital. The long fundraising period, the lack of product, and overt market tactics leave much to be desired, and BlockDAG could end up being one of the most disappointing launches of the year—that’s if it ever launches
Digitap ($TAP): Tapping into the Stablecoin Boom
Digitap has already shipped its global omni-banking money app and recently integrated Solana native deposits for users. This brings one of crypto’s fastest networks to the Digitap app, and more importantly, shows that the team is not waiting for product development to continue.
But what is Digitap? A fintech-esque product using crypto rails to deliver a better mobile-first money app to users today. Omni-banking is a new philosophy where crypto and fiat live together, presented to users in a familiar banking interface.
Digitap has already shipped an impressive number of features that turn this undervalued banking project into a leading option for users in January. It has partnered with Visa to launch a debit card that makes cryptocurrencies spendable anywhere. And its Premium and Pro accounts unlock privacy and banking. A much-welcome dimension as financial restrictions tighten.
But the leading breakthrough is Digitap’s multi-rail settlement. Thanks to its banking partners, Digitap can execute transactions on traditional banking rails and uses crypto under the hood. This is DeFi and TradFi coming together, and now normal users get the best of both worlds. And with a price tag of just $0.0454 and a listing price of $0.14, investors are early to the Digitap story.
Why $TAP Represents a New Cohort of Altcoins to Buy
$TAP is attractive at its current level because it has a large target market and a powerful flywheel. Token buybacks were the success story of 2025, and that trend is accelerating in 2026. HYPE’s recent impressive performance was driven by buybacks, and $TAP allocates 50% of platform profits to buying tokens on the open market.
These purchased tokens are split between burns and staking rewards. The outcome is simple: as Digitap grows and scales, buy pressure for $TAP will grow at the same time. In crypto, there are plenty of excellent products with poor tokens.
$TAP is different, and as stablecoin rails become part of modern finance, Digitap is positioned as the consumer app that can make these rails accessible at scale. That’s what makes the opportunity feel bigger than a normal altcoin bet.
Why Capital is Rotating From $BDAG to $TAP
BlockDAG is an infrastructure bet with a long, uncertain runway. Digitap is a product that is live and moving today. That is why investors are rotating. In 2026, the layer 1 premium is compressing fast, and BlockDAG will likely be worth much less than it has raised when it trades on the open market.
Digitap is the opposite. The product exists, and the rails are expanding. Solana deposits going live is a clear signal, and the valuation is still small enough that $TAP could hit a massive multiple if the banking narrative catches on this year. This early-stage entry, compared with massive growth potential, is what makes $TAP a leading crypto investment now.
This is what crypto investing looks like in 2026. Digitap is winning the rotation because it represents the next cohort. A fintech-style product, strong value capture, and potential 3X upside from the current price to launch price before open market price discovery. Smart money is already backing $TAP, and this trend should accelerate in the coming weeks.
