Nelnet (NNI) Q4 Preview: Key Information Before Earnings Release

Nelnet Set to Announce Earnings: What Investors Should Know

Nelnet (NYSE:NNI), a leader in education finance, is scheduled to release its latest earnings report this Thursday after the market closes. Here’s a look at what the market is anticipating.

In the previous quarter, Nelnet delivered impressive results, posting $435.7 million in revenue—a 50.4% increase compared to the same period last year. The company not only surpassed Wall Street’s revenue projections but also exceeded expectations for earnings per share.

Revenue Growth Outlook

For this quarter, analysts predict Nelnet’s revenue will rise by 2.3% year over year—a significant slowdown from the 36.3% growth seen in the same quarter last year.

Most analysts have maintained their forecasts over the past month, indicating expectations for steady performance as the company heads into its earnings announcement. However, it’s worth noting that Nelnet has missed revenue estimates several times in the past two years.

How Peers Are Performing

Some of Nelnet’s competitors in the consumer finance sector have already released their fourth-quarter results, offering insight into industry trends. Sallie Mae reported a 16.4% year-over-year revenue increase, beating forecasts by 1%, while Bread Financial saw revenue climb 5.3%, exceeding estimates by 2.2%. Following their reports, Sallie Mae’s stock rose 3.4%, and Bread Financial’s shares gained 6.4%.

Market Volatility and Nelnet’s Position

Concerns over possible tariffs and changes to corporate taxes have led to increased market volatility in 2025. While a few consumer finance stocks have managed to perform well in this uncertain climate, the sector as a whole has lagged, with average share prices dropping 8.9% over the past month. Nelnet’s stock has declined 2.9% during this period and currently trades at $128.73, with analysts setting an average price target of $140.

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