UWM Holdings (UWMC) Achieves Record Loan Volume and $945M Q4 Revenue

UWM Holdings Corporation (NYSE:UWMC) is one of the most promising penny stocks under $5 to buy. On February 25, UWM Holdings reported financial results for Q4 and the full year 2025. The company achieved its highest quarterly loan origination volume since 2021, reaching $49.6 billion in Q4, which contributed to a total annual volume of $163.4 billion. The quarter was highlighted by total revenue of $945.2 million and net income of $164.5 million. For the full year, UWM generated $3.16 billion in revenue and $244.0 million in net income.

The company’s growth was supported by several initiatives and technological advancements aimed at strengthening the mortgage broker channel. Key highlights include the announcement of a definitive merger agreement to acquire Two Harbors Investment Corp., which is an MSR-focused REIT, and a new collaboration with BILT to enhance borrower retention through digital payment rewards.

Additionally, UWM Holdings Corporation (NYSE:UWMC) launched an AI-enhanced income calculator to streamline the loan approval process for brokers and secured arena naming rights with the Phoenix Suns and Mercury for its consumer brand, Mortgage Matchup. These moves are designed to create a closed-loop platform that drives long-term value and operational scale. For 2026, UWM Holdings expects first-quarter revenue to fall between $650 and $850 million.

UWM Holdings Corporation (NYSE:UWMC) originates, sells, and services residential mortgage lending in the US. The company offers mortgage loans through the wholesale channel.