Nu Holdings (NU) Falls 9.5% After Earnings

We recently published 10 Stocks Investors Have Ditched. Nu Holdings Ltd. (NYSE:NU) was one of the worst performers on Thursday.

Nu Holdings dropped its share prices by 9.55 percent on Thursday to close at $15.06 apiece, as investors have already priced in a strong earnings performance last year.

In an earnings call on Wednesday, Nu Holdings Ltd. (NYSE:NU) said that it grew its attributable net income by 46 percent to $2.87 billion from $1.97 billion in 2024 while total revenues increased by 39.67 percent to $16.3 billion from $11.67 billion in the same comparable period.

In the fourth quarter alone, net income increased by 62 percent to $894.8 million from $552.6 million, while total revenues surged by 56.6 percent to $4.857 billion from $3.1 billion.

“In Q4’25, we increased scale, deepened engagement, and expanded profitability, closing the year with 131 million customers and 17 million net adds in 2025, while ARPAC (average revenue per active customer) reached $15. Strong engagement and higher monetization drove record quarterly revenues of $4.9 billion. This performance, combined with operating leverage and disciplined risk management, resulted in an all-time high net income of $895 million and a ROE (return on equity) of 33 percent,” said Nu Holdings Ltd. (NYSE:NU) CEO David Velez.

“As we enter 2026, we remain fully focused on winning in Latin America, while building the capabilities that will allow Nubank to evolve into a global digital banking platform over time,” he added.

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