US Personal Earnings and Expenditures, January 2026

January 2026 Personal Income and Spending Report

According to the latest data from the U.S. Bureau of Economic Analysis, personal income rose by $113.8 billion in January 2026, marking a 0.4% monthly increase. Disposable personal income, which is income after taxes, saw a larger jump of $219.9 billion, or 0.9%. Meanwhile, personal consumption expenditures grew by $81.1 billion, also a 0.4% rise.

This update, which covers January 2026, was postponed from its original February 26 release date due to the federal government shutdown that occurred in October and November 2025. The report also notes changes in personal outlays, which include spending, interest payments, and current transfer payments.