Rocket Mortgage adopts VantageScore 4.0 as preferred credit model for eligible loans

Bitget2026/09/28 22:57

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Rocket Companies unit Rocket Mortgage to default to VantageScore 4.0 for all eligible loans in Q4 2026.
Shift covers mortgages delivered to Fannie Mae, Freddie Mac, VA loans, along with other eligible mortgages.
Four-month test indicated more borrowers qualified, credit scoring costs fell; average closing savings was $1,600 for those who saved.
Rocket Pro to provide both VantageScore and FICO scores to mortgage brokers; some products will keep using FICO.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Rocket Companies Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: DE58772) on September 28, 2026, and is solely responsible for the information contained therein.

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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Rocket Mortgage adopts VantageScore 4.0 as preferred credit model for eligible loans

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