Bank of America Corporation

• BAC Stock Price 24h change: -3.78%. From $54.54 USD to $52.48 USD.• From a technical perspective, the stock has entered a "short-term bearish correction" within a medium-term rising channel: it recently broke its 50-day moving average ($54.19) and is testing support near $51.20, with the RSI currently in oversold territory around 28, suggesting a potential rebound after a 7.6% four-day slide.• Bank of America reported Q4 2025 earnings of $0.98 per share (beating estimates of $0.96) and revenue of $28.5 billion, but shares fell as investors reacted to cautious 2026 net interest income (NII) guidance of 5–7% growth.• CEO Brian Moynihan expressed optimism for the 2026 U.S. economy, highlighting a record $21 billion in annual sales and trading revenue, though regulatory risks regarding credit card fee caps weighed on sentiment.• Multiple analysts adjusted targets on January 15; TD Cowen lowered its price target to $64 (from $66), while Keefe, Bruyette & Woods cut its target to $63 (from $64) but maintained an "outperform" rating.• Major U.S. banks including JPMorgan and Wells Fargo reported mixed Q4 earnings, with high trading revenues offset by concerns over rising operating expenses and regulatory uncertainty under the new administration.• Banking industry sentiment is shifting as several major financial institutions recently withdrew from the Net-Zero Banking Alliance, signaling a strategic pivot toward traditional energy financing and away from strict ESG-driven capital constraints.

• BAC Stock Price 24h change: -1.18%. From 55.27 USD to 54.54 USD (as of Jan 13 close). Pre-market Jan 14: -2.4% to 53.23 USD despite Q4 earnings beat.• From a technical perspective, the stock is testing key support around $53.90, a level that previously acted as resistance. While the medium-term trend remains rising, short-term indicators like RSI (30.1) and MACD show bearish momentum following a "sell-on-news" reaction to earnings.• Bank of America reported Q4 2025 EPS of $0.98 and revenue of $28.4 billion, both exceeding analyst estimates, driven by a 12% YoY increase in net income and strong digital banking growth.• Despite the earnings beat, shares fell over 4% in early Jan 14 trading as investors focused on a softer outlook for investment banking and management's conservative 5-7% net interest income (NII) guidance for 2026.• CEO Brian Moynihan expressed bullishness on the 2026 U.S. economy, citing resilient consumer spending and a 6% increase in debit/credit card usage, though high-interest rate uncertainty remains a focus.• The banking sector faced significant pressure following a proposal to cap credit card interest rates at 10%, raising concerns over future profitability margins for major consumer lenders.• JPMorgan Chase kicked off the 2026 earnings season with a beat on EPS but disappointed on revenue, setting a cautious tone for the financial sector as banks navigate a shifting yield curve and stabilizing inflation.