Wells Fargo & Company

• WFC Stock Price 24h change: -4.61%. From 93.60 USD to 89.28 USD.• The price drop was primarily driven by a Q4 revenue miss ($21.29B vs. $21.64B expected), which overshadowed an EPS beat and raised concerns about growth despite the Fed lifting the asset cap.• From a technical perspective, WFC is currently in a "short-term corrective phase" within a long-term bullish trend. The stock is trading below its 20-day SMA ($94.25) but remains well above its 200-day SMA ($80.50). The 14-day RSI has dropped toward 38.7, indicating a shift from neutral to bearish sentiment, while the MACD has issued a sell signal following the post-earnings gap down.• Wells Fargo reported Q4 2025 earnings on Jan 14, beating EPS estimates at $1.76 but missing revenue targets, leading to a sharp 4.6% sell-off as investors questioned the pace of post-asset-cap expansion.• Several analysts adjusted their outlooks following the report; Truist Financial lowered its price target to $100 from $104, while TD Cowen maintained a Hold rating and nudged its target down to $100.• The bank projected 2026 net interest income of approximately $50 billion, representing a 5% growth forecast that some investors viewed as conservative given the balance sheet flexibility now available.• The broader banking sector faced heavy pressure this week following a White House proposal to cap credit card interest rates at 10%, a move analysts warn could significantly impact fee income and margins for major issuers.• Major US banks, including JPMorgan and Citigroup, reported a mixed start to the Q4 earnings season; while investment banking and trading revenues showed resilience, rising restructuring costs and cautious 2026 guidance led to a sector-wide pullback.

• WFC Stock Price 24h change: -1.47%. From 94.96 USD to 93.56 USD.
The price declined as the market anticipated mixed Q4 2025 earnings results; although EPS beat expectations, a slight miss in total revenue and conservative net interest income guidance for 2026 weighed on investor sentiment.
• Technical indicators present a "bullish momentum with short-term consolidation": WFC is trading above its 50-day EMA (90.45) and 200-day moving averages, signaling a long-term uptrend. The MACD remains in a "Buy" zone, though the recent pullback from the 52-week high of $97.76 suggests the market is digesting gains following the removal of the Fed's asset cap.
• Wells Fargo reported Q4 2025 adjusted EPS of $1.76, beating the $1.66 estimate, but revenue of $21.29B fell short of the $21.6B consensus due to shifting deposit mixes and higher severance costs from job cuts.
• CEO Charlie Scharf highlighted the 2025 removal of the Federal Reserve’s $1.95T asset cap as a "historic milestone," allowing the bank to finally compete on a level playing field and target a 17-18% ROTCE by 2028.
• The bank projected 2026 net interest income (NII) at approximately $50 billion, slightly below analyst forecasts of $50.3 billion, leading to cautious pre-market trading activity.
• Major US banks including JPMorgan Chase, Citigroup, and Bank of America reported mixed start-of-year earnings, signaling that while higher rates boosted interest income, rising credit card delinquencies and operational efficiency are becoming primary investor focuses for 2026.
• The Federal Reserve signaled a "higher-for-longer" stance on interest rates entering 2026, creating a complex environment for the banking sector as loan demand softens while net interest margins remain elevated but under pressure from deposit competition.