Progressive stock price: PGR market guide

Progressive stock price

What this article covers: a practical, beginner-friendly reference on the Progressive stock price (NYSE: PGR) — how the share price is quoted, historic performance, major drivers, valuation and trading metrics, where to find live and downloadable data, and common events that move the stock. Read on to learn how to interpret price action and where to check official figures and charts.

Company and ticker overview

Progressive Corporation (ticker: NYSE: PGR) is a U.S.-based property & casualty insurance company founded in 1937 and headquartered in Mayfield Village, Ohio. Progressive’s core business lines include personal auto insurance, commercial auto insurance, and other specialty lines. The company is commonly classified as a large-cap financial-services stock and is followed by institutional and retail investors for its underwriting performance and pricing execution.

The Progressive stock price represents the market value per share of Progressive’s common stock traded on the New York Stock Exchange under the symbol PGR. Investors commonly view PGR in the context of the broader property & casualty (P&C) insurance sector and peer companies such as other U.S. personal-lines insurers.

How the stock price is quoted

• Last trade: the most recent executed trade price shown as the current quote. The Progressive stock price displayed on public sites often reflects the last trade.
• Bid / Ask: the best available buy (bid) and sell (ask) orders in the market; the spread indicates immediate liquidity cost.
• Intraday open / high / low: the opening price and intraday extremes used to gauge intraday volatility.
• Pre-market and after-hours: trades can occur outside regular NYSE hours; pre-market and after-hours prices are often shown separately and may be thinly traded.
• Currency and trading hours: PGR is quoted in U.S. dollars (USD) and normally trades during NYSE hours (09:30–16:00 Eastern Time), with pre-/post-market sessions outside those times.
• Data delays: many public feeds provide delayed quotes (commonly 15–20 minutes); real-time professional data requires vendor subscriptions. When tracking the Progressive stock price, note whether a platform delivers real-time or delayed quotes.

Historical price performance

Understanding the Progressive stock price requires both long-term context and recent performance.

Long-term (decades) history

Over multiple decades, Progressive’s stock has reflected the company’s growth from a regional auto insurer to a national personal-lines leader. Long-term adjusted historical series (dividend- and split-adjusted) show substantial appreciation aligned with premium growth, underwriting improvements, and compounding returns on retained earnings. Progressive has executed periodic stock splits earlier in its history; long-run charts typically present adjusted prices that reflect splits and dividends so that multi-decade performance comparisons are consistent.

Sources of adjusted long-term series include company investor relations and historical data providers that publish split- and dividend-adjusted close prices.

Recent and 52-week performance

As with any public company, short- to medium-term moves in the Progressive stock price can be pronounced. Typical headline metrics published by data providers include: 52-week high, 52-week low, and year-to-date (YTD) change. For example, as of 2026-01-29, publicly available market feeds reported a last checked PGR price near the mid-$200s range and a 52-week high/low band that reflects the prior year’s volatility (verify the precise numbers with your chosen data vendor when you check live).

Near-term volatility in the Progressive stock price often spikes around quarterly earnings releases, large catastrophe events affecting insured losses, and notable changes in interest rates or regulatory environment that affect insurers’ investment income and reserving assumptions.

Key drivers of Progressive’s stock price

The Progressive stock price is influenced by company-specific fundamentals, insurance-industry drivers, and broader macro and market factors.

Company fundamentals and financial results

• Revenue and premium growth: top-line trends (net written and earned premiums) directly affect scale and future profitability.
• Underwriting results: the combined ratio (losses + expenses divided by earned premiums) is a primary profitability gauge — lower combined ratios imply profitable underwriting and are typically positive for the Progressive stock price.
• Net income and EPS: reported net income and per-share earnings, and management guidance, materially influence investor sentiment and near-term price action.
• Guidance and management commentary: forward-looking statements and guidance updates can move the share price when they alter expectations for future profitability.

Insurance-specific drivers

• Combined ratio: central to P&C insurer valuation; improvements in the combined ratio often lift the Progressive stock price as underwritings become more profitable.
• Loss reserves and reserving adequacy: reserve strengthening or releases can swing reported earnings and the Progressive stock price.
• Catastrophe losses: large natural-disaster events increase loss ratios; sizable catastrophe-related charges frequently depress the Progressive stock price in the short term.
• Reinsurance costs: changes in reinsurance pricing and capacity affect loss-protection costs and underwriting margins.
• Pricing environment and premium adequacy: the ability to raise or retain premiums against loss trends is core to sustaining underwriting margins and supporting the Progressive stock price.

Macro and market factors

• Interest rates: insurers’ investment income and discount rates for reserves are interest-rate sensitive; rising rates can benefit insurers’ net investment returns but may also impact equity valuations broadly.
• Equity market direction: systematic equity moves often move insurance stocks with financials; in risk-off markets the Progressive stock price can decline alongside peers.
• Economic cycles and auto exposure: economic trends that affect vehicle usage, miles driven, and claim frequency influence underwriting outcomes for auto-focused insurers like Progressive.
• Regulatory and tax changes: industry regulation and tax law revisions can affect profitability and thus the Progressive stock price.

Valuation metrics and financial indicators

Analysts and investors use common valuation and performance metrics to evaluate the Progressive stock price:

• Price-to-Earnings (P/E) and Forward P/E: current and forward multiples on expected earnings; a higher P/E can reflect growth expectations or premium for quality.
• Price-to-Book (P/B): evaluates market price relative to accounting equity; useful for insurers that hold significant investable assets.
• PEG ratio: P/E adjusted for expected EPS growth; helps compare valuation relative to growth expectations.
• Return on Equity (ROE): an operational return metric closely watched in the insurance sector.
• Combined ratio and underwriting margin: operational indicators specific to P&C insurers that inform valuations.
• Dividend yield and payout ratio: Progressive historically pays dividends and may return capital via buybacks; yield and payout consistency are inputs into total-return analysis.

Interpreting these metrics for Progressive involves sector context: stable underwriting, reserve management quality, and investment returns all factor into how a given P/E or P/B should be read.

Trading data and market structure

Key trading and market-structure metrics investors monitor when assessing the Progressive stock price include:

• Market capitalization and float: PGR is typically in the large-cap band (multi–tens of billions USD). Exact market cap and free float should be checked in live vendor feeds.
• Shares outstanding and float: outstanding share count determines market cap; float affects available supply for trading.
• Average daily volume (ADV): measured over 30- or 90-day windows; higher ADV indicates better intraday liquidity for the Progressive stock price.
• Institutional vs. retail ownership: many insurance names have significant institutional ownership; shifts in institutional positions or ETF inclusion/exclusion can influence trading dynamics.

Dividends and capital returns

Progressive maintains a dividend policy that provides periodic cash returns to shareholders. Dividend yield and payout frequency are published in company disclosures and on financial-data platforms. Progressive has historically balanced dividends with share-repurchase activity as part of its capital-allocation strategy; buybacks and dividend increases or suspensions are material events that can affect the Progressive stock price.

Analyst coverage and price targets

Equity analysts publish consensus ratings (buy/hold/sell distribution) and price targets for PGR. Analyst revisions, especially aggregation of upward or downward target changes, can influence short-term momentum in the Progressive stock price. Institution-level research notes that materially change earnings or reserve outlooks tend to produce observable price reactions.

Technical analysis and charting

Traders use technical tools to analyze the Progressive stock price:

• Moving averages (50-day, 200-day) to gauge trend and momentum.
• Support and resistance levels from prior highs and lows.
• Volume patterns: spikes in volume accompanying breakouts or breakdowns help validate price moves.
• Momentum indicators (RSI, MACD) to assess overbought or oversold conditions.

Common charting platforms used by investors include TradingView, Yahoo Finance charts, and brokerage platforms; Bitget’s charting tools are also available for users on the Bitget platform for those who trade or track equities there.

Where to find live and historical price data

Reliable places to check the Progressive stock price and historical series: company investor relations, Yahoo Finance, Google Finance, TradingView, CNBC, CNN Markets, Macrotrends, Robinhood, and The Motley Fool. Differences across these sources include the degree of real-time access (some provide 15–20 minute delay), breadth of historical series (daily, weekly, monthly downloadable CSV), and depth of ancillary data (fundamentals, analytics, analyst consensus).

When you need official filings and primary disclosures on events that influence the Progressive stock price, use Progressive’s investor-relations materials (earnings releases, presentations, SEC filings) as the authoritative source.

Regulatory filings and investor relations information

Key filings that commonly affect the Progressive stock price include Form 10-Q (quarterly reports), Form 10-K (annual reports), earnings releases and conference-call transcripts, and material event filings. Progressive’s investor-relations page publishes press releases, investor presentations, and access to earnings materials that are primary sources for verified company data.

Events that commonly move the stock

Common catalysts that materially move the Progressive stock price include:

• Quarterly earnings and guidance updates.
• Major catastrophe events that affect reported losses and combined ratios.
• Reserve adjustments or reserve strengthening announcements.
• Rating actions by insurers or debt-rating agencies.
• Large corporate actions (e.g., significant M&A, large share-buyback announcements, or changes to dividend policy).
• Macro shocks (interest-rate surprises, credit events) and major regulatory changes.

Risks and considerations for investors

The Progressive stock price is subject to risks typical of P&C insurers and general market risk. Key risks include underwriting risk, reserve adequacy and reserving errors, catastrophe exposure, regulatory and compliance risk, competition, and broader market volatility. Historical price patterns are not guarantees of future performance; this article is informational and not investment advice.

Historical data tables and charting resources

When researchers or investors request downloadable historical data for the Progressive stock price, typical tables include date, open, high, low, close, adjusted close (dividend- and split-adjusted), and traded volume. Sources like Macrotrends and Google Finance often provide CSV downloads of daily and monthly series suitable for backtesting or long-term performance analysis.

Frequently asked questions (FAQ)

Q: How can I buy PGR? A: PGR trades on the New York Stock Exchange. To buy the Progressive stock price you need a brokerage account that offers NYSE trading. For users looking for a modern trading experience and advanced charting, consider opening an account on Bitget. (This is informational; consult your brokerage’s terms and conditions.)

Q: Where can I get real-time PGR quotes? A: Real-time quotes may require a subscription to market data via your broker or a professional vendor. Public sites often indicate whether their quotes are delayed. Bitget provides live market data for listed equities depending on user access and permissions.

Q: How often does Progressive pay dividends? A: Progressive’s dividend payment schedule and yield are published in its investor-relations materials; dividends are typically declared and paid quarterly when approved by the board. Check Progressive’s investor relations for the current dividend schedule.

Q: What are the key metrics to watch for Progressive? A: Combined ratio, premium growth, EPS and guidance, reserve development, ROE, and investment income are high-priority metrics that commonly move the Progressive stock price.

See also

• Property & casualty insurance sector
• Peer companies in U.S. personal-lines insurance
• Stock market indices such as the S&P 500
• Investing concepts: valuation ratios, combined ratio, reserve adequacy

References and data sources

Sources used for price data, charts, and company information include Progressive investor relations, Yahoo Finance (PGR quote), Google Finance (PGR page), TradingView (PGR charts), CNBC and CNN Markets (PGR profiles), Macrotrends (historical price tables), Robinhood (PGR profile), and The Motley Fool (coverage and analysis). Check each provider for the most recent timestamped data series when verifying specific numerical values.

Market news note (dated reference)

As of 2026-01-27, according to a market news report published by Benzinga, a range of sector and biotech headlines were influencing intraday market dynamics across U.S. equities. The same report highlighted broader seasonal trading patterns and included a note that the Progressive stock price seasonality pattern historically showed a recurring window of positive returns beginning in mid-May in prior years. The Benzinga piece also mentioned a biotech regulatory update for a separate company (Intellia Therapeutics) that affected biotech equities; while not directly related to Progressive, cross-market sentiment and headline-driven volatility can influence large-cap insurance names on risk-off or risk-on days. (As always, consult the original news publisher for full details and timestamps.)

Notes on data timeliness and verification

• As of 2026-01-29, sources reported intraday and closing price levels for PGR; verify exact last-trade figures and market capitalization on the platform you use before making decisions.
• Public quote providers may be delayed (commonly 15–20 minutes); professional real-time data requires subscriptions.
• For definitive company disclosures that can move the Progressive stock price, rely on Progressive’s investor-relations materials and SEC filings.

Practical steps for tracking the Progressive stock price

1. Choose a primary source: use Progressive investor relations for official releases, and a market-data platform (e.g., TradingView or Yahoo Finance) for charts and historical series.
2. Verify quote timing: confirm whether the feed is real-time or delayed.
3. Monitor key calendar events: earnings dates, investor days, regulatory filings, and catastrophe reports.
4. Track insurance-specific metrics: combined ratio, reserve changes, and premium trends.
5. Use Bitget’s platform features to set price alerts, watchlists, and to access charting tools where available.

Further reading and tools

• Downloadable historical daily prices (adjusted close and volume) are available from major data vendors and allow deeper analysis of the Progressive stock price trends.
• Charting and backtesting tools can help visualize moving averages, support/resistance, and seasonal windows referenced by market commentators.

Frequently updated disclosure

This article is informational and does not constitute investment advice. Always verify live numerical values (price, market cap, 52-week high/low, volume) on your preferred data platform at the time you check. For official corporate disclosures that may affect the Progressive stock price, consult Progressive’s investor-relations releases and SEC filings.

Actionable next steps

To monitor the Progressive stock price in real time and manage alerts, consider creating a watchlist on your brokerage platform or a market-data provider. If you are exploring trading options or custody solutions, Bitget offers trading and wallet services to track equities and related market instruments; consult Bitget’s platform documentation for account setup and market-data access.

Reported market observations and sample price references in this guide are timestamped to the dates noted in-source; always verify the live Progressive stock price and related metrics before taking action.