XRP News Today: Institutional ETFs Drive XRP Closer to Widespread Acceptance

XRP, currently ranking as the third-largest digital asset by market value, has captured renewed attention from investors after a notable price rally and the introduction of several exchange-traded funds (ETFs). Having spent most of the last three years trading under $1,

in July 2025, driven by growing expectations for regulatory progress and increased institutional participation. The token’s history of sharp price swings—including dramatic surges in 2017-2018 and again in late 2024—has made it a favorite among those pursuing high-risk, high-return investments .

The recent wave of spot ETF launches has been a key driver behind XRP’s upward momentum. Grayscale Investments

(ticker: GXRP) on NYSE Arca, offering a three-month waiver on its 0.35% management fee to attract capital. Other firms, such as Franklin Templeton and Bitwise, have also joined the competition, with Bitwise at a 0.34% fee, which is waived for the first month on the initial $500 million in assets. Altogether, eight such products are now available in the U.S., drawing substantial investments and pushing total net assets to $423 million as of November 21 .

Both analysts and AI-driven forecasts indicate that XRP’s price could continue to rise.

a price of $5.05 by the end of 2025 and $26.50 by 2030. This is supported by XRP’s utility in international payments and progress in Ripple’s legal matters, which has and ETF interest. Nonetheless, there are ongoing risks, such as the potential for price manipulation due to a high concentration of XRP among large holders, often referred to as "whales" .

The introduction of these ETFs also reflects a larger movement: the growing acceptance of cryptocurrencies by institutional players. With XRP now available through regulated investment vehicles, traditional investors can gain exposure to the asset class without directly owning the token. For example, Franklin Templeton’s XRP ETF was

after satisfying strict requirements for liquidity and market oversight. This shift could encourage broader adoption, especially among European SMEs looking for reliable and affordable digital assets for managing their finances .

However, the story around XRP may soon evolve. While ETFs have contributed to recent price gains, the next significant investment opportunity might emerge outside of XRP. New initiatives like the $APEING Whitelist—a selection of promising early-stage crypto projects—are gaining attention as a possible "VIP pass" to the next token expected to reach a $1 valuation

. These speculative plays highlight the cyclical dynamics of the crypto sector, where advancements in institutional infrastructure and regulatory clarity open fresh avenues for investors willing to take on risk.